There has never been more need for individuals to take advice around how much to contribute to pensions, where to invest their funds and how on target they are to achieve their financial retirement goals.

Pension Freedoms introduced from April 2015 allow greater access to funds from age 55 and pension funds can now be accessed early to compliment other saving strategies such as ISA's and even house purchase, where borrowing can be reduced and mortgage payments recycled into pensions to obtain the tax relief available on contributions.
The key to this is to take the appropriate advice to ensure such action is right for you.

UNISON_trade_union_logoThe team at Corporate Benefits Consulting have been guiding the Trustees and Employers of the Unison Strathclyde Region Branch Pension Plan through an extremely complex and difficult Scheme closure and ultimate wind up. Our Client Manager, Allan Maxwell, has provided expert advice at all stages of this process which included the negotiation of a transfer of the Active members to the Unison Staff Pension Scheme and the securing of benefits for the remaining pensioners and deferred members. At Unison we feel it is important that our advisers are able to deal effectively with our pension arrangements offering imaginative and timely advice. Corporate Benefits have assisted us greatly by presenting comprehensive solutions to the problems that we faced. If good, practical pensions and employee benefits advice is what your company needs then Corporate Benefits would be a good starting point.
Catherine McClymontTrusteeUnison