Income Drawdown is a flexible way of taking retirement income, which allows you to draw income directly from your pension fund, without buying an annuity. You can access Income Drawdown immediately, provided you are over age 55 and you can choose how and when to take your retirement income. You can even defer taking income at all.

The pension fund will remain invested and your retirement income will depend on the investment performance of the fund.

Aside from the flexibility offered, the other main advantage of Income Drawdown is the option for passing your fund to your spouse or dependents in the event of your death which can be appealing when compared to the annuity route.

edchCorporate Benefits offers a highly professional service with a level of personal attention not often found nowadays. I have dealt with the team for many years now and would not go past them.

They have guided our organisation through the complexities of changing pension plans and providers and made it easy for us to implement the changes. I find them friendly and approachable and trust them implicitly to always give us the best of advice on all financial matters.

I therefore have no hesitation in recommending them to other businesses or individuals.

Rosemary EgglestonTreasurerThe Edinburgh Dog and Cat Home