Income Drawdown is a flexible way of taking retirement income, which allows you to draw income directly from your pension fund, without buying an annuity. You can access Income Drawdown immediately, provided you are over age 55 and you can choose how and when to take your retirement income. You can even defer taking income at all.

The pension fund will remain invested and your retirement income will depend on the investment performance of the fund.

Aside from the flexibility offered, the other main advantage of Income Drawdown is the option for passing your fund to your spouse or dependents in the event of your death which can be appealing when compared to the annuity route.

I am delighted with the Retirement Advice provided by Corporate Benefits Consulting Ltd, in particular, the way Iain McCallum explained every option carefully and in a way that I could easily understand so that the whole process was very straight forward and hassle free.
David EwingManagerEdinburgh Dog & Cat Home