If you have been diagnosed with one or more of a range of medical conditions or lifestyle health risks, you could qualify for an Enhanced Annuity, which could provide a higher retirement income when compared with a standard annuity.

You don’t need to be seriously ill to qualify for an enhanced annuity, if you are overweight, underweight, a smoker or take any prescribed medication, this could increase your retirement income. Detailed below are some of the qualifying medical conditions:

  • Stroke or Cancer
  • Heart disease or heart attack
  • Angina
  • Diabetes
  • High blood pressure
  • High cholesterol
  • An enhanced annuity can be up to 40% higher than a regular annuity so it is worth investigating if you think you qualify.

Please contact us for further information or for a quote.

I recently retired after 17 years as Chief Executive of Support in Mind Scotland, a medium sized Scottish mental health charity.  The organisation has long recognised the importance of accessing independent financial advice prior to retirement and has had an arrangement with Corporate Benefits for a number of years to offer this service to its staff. In my personal experience, the company does exactly what it says on the tin! I was given very helpful, accessible advice.  Iain McCallum was not only proactive in his approach; he was also very responsive to any queries I had.  I was made aware of the various options available to me, including enhanced annuities.  As a result, I improved my net retirement income by 35%, a not inconsiderable amount. As well as receiving guidance with the personal pension arranged through my employer, I also benefited from assistance with the administrative process for other existing pensions. Overall, Corporate Benefits transformed what can be a stressful and confusing experience into one that was straightforward and easily understood.  I would happily recommend them to others.  
Mary Weir (former) Chief Executive Support in Mind Scotland