An annuity is purchased with an Insurance Company, using your pension fund(s) at retirement. The chosen Insurance Company will then provide you with a regular source of guaranteed income for the rest of your life.

The key considerations when establishing an annuity are:

  1. Do you want the annuity to remain fixed in payment or to increase?
  2. Do you want a spouse to receive an income in the event of your death?
  3. Do you want the income to be guaranteed for an initial period?

Our Annuity Best Rate table provides further information on the best annuity rates currently available.

Once the annuity has been purchased you cannot change your mind. It is therefore important that you make the correct decision at the start. You should shop around and seek financial advice to ensure you receive the best retirement income available at the time.Our experienced team offer a friendly and efficient service and will guide you through all the various options providing you with Independent Financial Advice.

Please contact us for further information or for a quote.

I am delighted with the Retirement Advice provided by Corporate Benefits Consulting Ltd, in particular, the way Iain McCallum explained every option carefully and in a way that I could easily understand so that the whole process was very straight forward and hassle free.
David EwingManagerEdinburgh Dog & Cat Home