The basic State Pension is a regular payment from the government that you get when you reach State Pension Age (SPA). To qualify, you must have paid National Insurance contributions. The maximum level of State Pension you can currently receive is £113.10.

For individuals born after 6 April 1951 you will qualify for the new State Pension. The full new State Pension will be no less than £7,716.80 per annum. The actual amount will be set in Autumn 2015.

Thanks to the team at Corporate Benefits for the very professional and straightforward resolution of my pension difficulties at retirement. Consolidating my four separate pensions into one and getting an enhanced annuity due to my health problems had given myself and my wife quite a few worries but not any more. Great communication , clear, upfront and concise advice from start to finish of this process has lifted a weight from both of us. Once again thank you . Murdo and Margaret Dolan, Glasgow