A pension is a tax efficient way of saving for retirement and is a long term savings plan, which is used to provide money when you retire. The money you contribute to a pension builds up until you decide to retire or access the pension fund. Currently the earliest age you can access a pension is age 55 and will increase to age 57 in 2028, under current legislation.

When establishing a Pension is it vital that you seek independent financial advice to ensure your needs and objectives are met. When planning for retirement it is vital to regularly review your situation and your retirement goals. Our Investment Service provides you with an annual review of your pension and assists you in planning to ensure you are on track for a comfortable retirement.

I recently retired after 17 years as Chief Executive of Support in Mind Scotland, a medium sized Scottish mental health charity.  The organisation has long recognised the importance of accessing independent financial advice prior to retirement and has had an arrangement with Corporate Benefits for a number of years to offer this service to its staff. In my personal experience, the company does exactly what it says on the tin! I was given very helpful, accessible advice.  Iain McCallum was not only proactive in his approach; he was also very responsive to any queries I had.  I was made aware of the various options available to me, including enhanced annuities.  As a result, I improved my net retirement income by 35%, a not inconsiderable amount. As well as receiving guidance with the personal pension arranged through my employer, I also benefited from assistance with the administrative process for other existing pensions. Overall, Corporate Benefits transformed what can be a stressful and confusing experience into one that was straightforward and easily understood.  I would happily recommend them to others.  
Mary Weir (former) Chief Executive Support in Mind Scotland