Income Replacement Protection helps you to safeguard your earnings by providing a replacement income for you should you be off work through illness or injury.
This cover gives you and your family the much needed peace of mind that even if you are ill, you will still have a form of income over that worrying period. This is paid directly by the insurer to your account and continues until you return to work, retire or die, whichever is sooner.
Income Replacement is vital for anyone who is self-employed, although many employers see the need for such cover for their employees.
The result is peace of mind which hopefully leads to a quick recovery.