Critical Illness Cover (CIC),provides a lump sum on the diagnosis of a major or life-threatening illness. An example is if the insured suffered a heart attack or stroke, or contracted cancer. Payment of such a lump sum can ease financial concerns at such a difficult time.
Critical illness insurance can also be established on a Keyman basis and used to provide protection for businesses.
I recently retired after 17 years as Chief Executive of Support in Mind Scotland, a medium sized Scottish mental health charity. The organisation has long recognised the importance of accessing independent financial advice prior to retirement and has had an arrangement with Corporate Benefits for a number of years to offer this service to its staff. In my personal experience, the company does exactly what it says on the tin! I was given very helpful, accessible advice. Iain McCallum was not only proactive in his approach; he was also very responsive to any queries I had. I was made aware of the various options available to me, including enhanced annuities. As a result, I improved my net retirement income by 35%, a not inconsiderable amount. As well as receiving guidance with the personal pension arranged through my employer, I also benefited from assistance with the administrative process for other existing pensions. Overall, Corporate Benefits transformed what can be a stressful and confusing experience into one that was straightforward and easily understood. I would happily recommend them to others.
Thanks to the team at Corporate Benefits for the very professional and straightforward resolution of my pension difficulties at retirement. Consolidating my four separate pensions into one and getting an enhanced annuity due to my health problems had given myself and my wife quite a few worries but not any more. Great communication , clear, upfront and concise advice from start to finish of this process has lifted a weight from both of us. Once again thank you . Murdo and Margaret Dolan, Glasgow
“I established my first personal pension with Corporate Benefits on starting a new job in 2014, having previously held a corporate pension. Being fairly new to pensions, Corporate Benefits were extremely helpful in giving me enough information and advice to understand the tailored pension they recommended for me. They have happily answered any questions I have had during the process, including helping me to understand clearly the breakdown of payments and investments. With the pension recommended for me, I have been able to monitor the pension growth and personalised regular investment reviews made via a web portal which has been both interesting and rewarding. At my first yearly review, earlier this year, I was pleasantly surprised by the growth over my first year and reassured that the regular monitoring of my pension strategy are benefiting me over the longer term.”
The team at Corporate Benefits Consulting have been guiding the Trustees and Employers of the Unison Strathclyde Region Branch Pension Plan through an extremely complex and difficult Scheme closure and ultimate wind up. Our Client Manager, Allan Maxwell, has provided expert advice at all stages of this process which included the negotiation of a transfer of the Active members to the Unison Staff Pension Scheme and the securing of benefits for the remaining pensioners and deferred members. At Unison we feel it is important that our advisers are able to deal effectively with our pension arrangements offering imaginative and timely advice. Corporate Benefits have assisted us greatly by presenting comprehensive solutions to the problems that we faced. If good, practical pensions and employee benefits advice is what your company needs then Corporate Benefits would be a good starting point.
“Corporate Benefits have made a very confusing situation very easy to manage. They gave us very clear sensible advise and clarified the confusing situation that surrounded the new pensions legislation. Our advisor was extremely friendly and knowledgeable about the new arrangements and was very good at listening to our needs and advising us appropriate to meet those needs. We feel we’ve had a very high quality service from our advisor and would be very happy to recommend them.”
Corporate Benefits offers a highly professional service with a level of personal attention not often found nowadays. I have dealt with the team for many years now and would not go past them.
They have guided our organisation through the complexities of changing pension plans and providers and made it easy for us to implement the changes. I find them friendly and approachable and trust them implicitly to always give us the best of advice on all financial matters.
I therefore have no hesitation in recommending them to other businesses or individuals.
Hi Iain, I cannot thank you enough for the advice, support and service you have provided to me throughout this process which has been outstanding from start to finish. You have made the entire process easy and hassle free and have negotiated an enhanced annuity for my father. I cannot thank you enough and will recommend you wholeheartedly to every single person I know that ever needs pension advice or indeed financial advice of any kind. Best regards David
I am delighted with the Retirement Advice provided by Corporate Benefits Consulting Ltd, in particular, the way Iain McCallum explained every option carefully and in a way that I could easily understand so that the whole process was very straight forward and hassle free.
Excellent company to deal with very customer friendly and the return on staff Pension Scheme has been very good in very difficult economic conditions.
Have remained our Pension Adviser because of this and I would have no hesitation in recommending them to a company or individual.
What can I say about this Corporate Benefits?
During the past 12 months Dawnfresh have gone through one of the biggest changes in its history acquiring 4 companies. Corporate Benefits have been my right hand in finding, recommending and merging all the benefits of five companies into a Group Benefits package
Maureen Ruddy and the team at Corporate Benefits are very knowledgeable, professional, hard working and prepared to step into a problem to assist at any time.
If anyone needs assistance in developing a tailor made benefits package for their company I would have no hesitation in recommending the team at Corporate Benefits to find the right solution and delivering sound professional advice.
