Corporate Benefits are in a position to assist in providing appropriate Business Cover required in conjunction with Shareholder and Partnership Agreements and Business Loan Protection. Such agreements would normally require life cover but may also include critical illness and income protection.
Frequently Asked Questions
The concept of a Workplace Pension Scheme was introduced by the Pensions Act 2008. All employers in the UK are required to establish a Workplace Pension Scheme on their Staging Date. On you Staging Date and each subsequent Pay Period you must carry out an Assessment of your employees. The employer must deduct a contribution from the earnings of all their Eligible Employees and pay this to the scheme along with an employer contribution. A process called Automatic enrolment.
“Corporate Benefits have made a very confusing situation very easy to manage. They gave us very clear sensible advise and clarified the confusing situation that surrounded the new pensions legislation. Our advisor was extremely friendly and knowledgeable about the new arrangements and was very good at listening to our needs and advising us appropriate to meet those needs. We feel we’ve had a very high quality service from our advisor and would be very happy to recommend them.”
David & Mary WilsonBalloch,West Dunbartonshire
Excellent company to deal with very customer friendly and the return on staff Pension Scheme has been very good in very difficult economic conditions.
Have remained our Pension Adviser because of this and I would have no hesitation in recommending them to a company or individual.
Tom DeaconFinance DirectorForrest Furnishing
The current team at Corporate Benefits Consulting have had MacLean Electrical as a client for around 10 years now and over that time we have got to know them well.
Our Client Manager Maureen Ruddy, has guided our ever- expanding company through the pensions minefield of the last decade, offering advice which culminated in us closing our Final Salary Pension Scheme in 2007 and then going on to establish a new GPPP for all employees. Corporate Benefits guided us through this complex situation and continue to act as advisers to both the Trustees of the closed FS Scheme and also to the individual Members of the new GPPP.
At MacLean Electrical we feel it is important to get to know our service providers so that they can understand our business well enough to allow us all to work together and utilise all of our time effectively. In this way, Corporate Benefits have assisted us greatly by removing a large proportion of the day to day administration burden of running our schemes and they have also been of great assistance in guiding us through the various legislative changes experienced by pension schemes over the last decade and of course beyond.
The experienced team at Corporate Benefits is worth considering if you are a business who needs sound, relevant and effective advice regarding your Pensions and Employee Benefits packages and I would have no hesitation in recommending Corporate Benefits to you.
Gordon CarswellFinance DirectorMaclean Electrical
I recently retired after 17 years as Chief Executive of Support in Mind Scotland, a medium sized Scottish mental health charity. The organisation has long recognised the importance of accessing independent financial advice prior to retirement and has had an arrangement with Corporate Benefits for a number of years to offer this service to its staff. In my personal experience, the company does exactly what it says on the tin! I was given very helpful, accessible advice. Iain McCallum was not only proactive in his approach; he was also very responsive to any queries I had. I was made aware of the various options available to me, including enhanced annuities. As a result, I improved my net retirement income by 35%, a not inconsiderable amount. As well as receiving guidance with the personal pension arranged through my employer, I also benefited from assistance with the administrative process for other existing pensions. Overall, Corporate Benefits transformed what can be a stressful and confusing experience into one that was straightforward and easily understood. I would happily recommend them to others.
Mary Weir (former) Chief Executive Support in Mind Scotland
We have been a client of Corporate Benefits for five years and have found the team to be very professional, knowledgeable and up to date with what’s happening in the benefits arena, and who a provide a friendly and expert service to all our employees.
Our Client Manager, Maureen Ruddy, has guided us through the minefield of pensions and most recently provided expert advice and guidance leading up to auto enrolment.
Corporate Benefits have taken away the administration burden associated with pensions and benefits and provide relevant, timely and up to date management reports.
If anyone needs assistance in developing a tailor made benefits package for their company I would have no hesitation in recommending the team at Corporate Benefits to find the right solution and delivering sound professional advice.
Helen MuirHR DirectorDawnfresh Seafoods Ltd
I am delighted with the Retirement Advice provided by Corporate Benefits Consulting Ltd, in particular, the way Iain McCallum explained every option carefully and in a way that I could easily understand so that the whole process was very straight forward and hassle free.
David EwingManagerEdinburgh Dog & Cat Home
Thanks to the team at Corporate Benefits for the very professional and straightforward resolution of my pension difficulties at retirement. Consolidating my four separate pensions into one and getting an enhanced annuity due to my health problems had given myself and my wife quite a few worries but not any more. Great communication , clear, upfront and concise advice from start to finish of this process has lifted a weight from both of us. Once again thank you . Murdo and Margaret Dolan, Glasgow
During the past 12 months Dawnfresh have gone through one of the biggest changes in its history acquiring 4 companies. Corporate Benefits have been my right hand in finding, recommending and merging all the benefits of five companies into a Group Benefits package
Maureen Ruddy and the team at Corporate Benefits are very knowledgeable, professional, hard working and prepared to step into a problem to assist at any time.
If anyone needs assistance in developing a tailor made benefits package for their company I would have no hesitation in recommending the team at Corporate Benefits to find the right solution and delivering sound professional advice.
Graham McManusFinance DirectorDawnfresh Foods
Corporate Benefits offers a highly professional service with a level of personal attention not often found nowadays. I have dealt with the team for many years now and would not go past them.
They have guided our organisation through the complexities of changing pension plans and providers and made it easy for us to implement the changes. I find them friendly and approachable and trust them implicitly to always give us the best of advice on all financial matters.
I therefore have no hesitation in recommending them to other businesses or individuals.
Rosemary EgglestonTreasurerThe Edinburgh Dog and Cat Home
The team at Corporate Benefits Consulting have been guiding the Trustees and Employers of the Unison Strathclyde Region Branch Pension Plan through an extremely complex and difficult Scheme closure and ultimate wind up. Our Client Manager, Allan Maxwell, has provided expert advice at all stages of this process which included the negotiation of a transfer of the Active members to the Unison Staff Pension Scheme and the securing of benefits for the remaining pensioners and deferred members. At Unison we feel it is important that our advisers are able to deal effectively with our pension arrangements offering imaginative and timely advice. Corporate Benefits have assisted us greatly by presenting comprehensive solutions to the problems that we faced. If good, practical pensions and employee benefits advice is what your company needs then Corporate Benefits would be a good starting point.
Catherine McClymontTrusteeUnison